Privacy Policy

Last updated: November 4, 2026

Budgetly (“the App”) is a personal budgeting app for iPhone and Android, published by Budgetly (“we”, “us”). This policy explains what information the App collects, why, who else can see it, and the choices you have.

Information we collect

What	Details	Why
Account details	Name, email address and a password (stored only as a hash). If you continue as a guest we create an account with a random placeholder address ending in @guest.budgetly.app; its random password is kept only in secure storage on your device.	To create and protect your account.
Financial records you enter	Transactions, categories, wallets, budgets, recurring schedules, notes and, optionally, receipt photos.	To provide the App and sync it across your devices.
Profile photo (optional)	An image you choose from your photo library.	To show on your profile.
Preferences	Language, currency, time zone, date format, theme and your notification setting.	To personalise the App.
In-app notifications	Alerts generated for your account, such as when a budget is nearly used.	To keep you informed.
Usage and diagnostics	Through Google Firebase Analytics: screens viewed, app and device information (model, operating system, app version), approximate region, an app-instance identifier and our internal account ID.	To understand how the App is used and fix problems.
Advertising data	The App includes Google’s AdMob SDK. When ads are shown, AdMob may collect device identifiers, approximate location and ad interactions. Ads are not shown in every release.	To serve and measure ads that support the free App.

What we do not collect. We do not collect your bank credentials or card numbers, your precise location, your contacts or audio from your microphone. The App only reads photos you explicitly choose to attach.

How we use information

• To provide and maintain your account and show your balances, budgets, reports and notifications.
• To keep the service secure and prevent abuse.
• To understand which features are useful and improve the App.
• To serve and measure advertising when ads are enabled.

If you are in the European Economic Area or the United Kingdom, we rely on: performance of our agreement with you (providing the App), our legitimate interests (security, analytics and improving the App) and, where required, your consent (for example for advertising identifiers).

Who we share it with

We do not sell your personal data. We share information only with:

• Service providers that host and operate the App, such as the servers that store your account and records.
• Google Firebase (analytics) — Firebase privacy information.
• Google AdMob (advertising, when ads are shown) — Google Privacy Policy.
• Authorities or other parties when the law requires it, or to protect our rights and the safety of users.
• A successor if the App is transferred as part of a merger or acquisition, in which case we will tell you.

Permissions and notifications

• Photos — only when you choose to attach a receipt or set a profile picture.
• Notifications — only if you turn on the optional daily reminder. The reminder is scheduled on your device; it does not use a push notification server and sends no data about you.
• Internet — required to sync your account.

You can change or revoke permissions at any time in your device settings.

Security

Data travels between the App and our servers over an encrypted (HTTPS) connection. Passwords are stored as hashes, and your sign-in token is kept in your device’s secure storage. No system is perfectly secure, so we cannot guarantee absolute security.

How long we keep information

We keep your account and records while your account is active. When you delete your account, we delete your account and the records linked to it, including receipt photos and your profile picture (see below). Copies may persist for a limited time in backups before they are overwritten. Analytics data held by Google is retained under Google’s own settings. Data stored on your device (such as your sign-in token and preferences) stays until you uninstall the App or clear its storage.

Deleting your account and data

1. Open Budgetly and go to Profile.
2. Tap Delete Account.
3. Confirm. If you are not using a guest account, enter your password to confirm it is you.

Your account, wallets, categories, transactions, budgets, notifications, receipt photos and profile picture are then removed from our servers. This cannot be undone. You can also read these steps on our account deletion page.

Your choices and rights

• Access and portability — view your data in the App and export reports as PDF, Excel or CSV.
• Correction — edit your profile and records in the App.
• Deletion — delete your account as described above.
• Advertising and analytics — on iOS use Settings → Privacy & Security → Tracking; on Android reset or delete your advertising ID in Settings → Google → Ads.

Depending on where you live (for example the EEA, the UK or California) you may also have the right to object to or restrict certain processing and to lodge a complaint with your data protection authority.

Children

Budgetly is not directed at children under 13, and we do not knowingly collect their personal information. If you believe a child has created an account, delete it in the App or contact us and we will remove it.

International transfers

Our providers, including Google, may process data in countries other than your own. Where the law requires, we rely on appropriate safeguards for those transfers.

Changes to this policy

We may update this policy from time to time. When we do, we will change the “Last updated” date above, and for significant changes we will notify you in the App.